Prepaid or Postpaid: Which Cell Phone Plan is Right for You?

There are two main types of phone plans competing in today’s market: prepaid and postpaid. Both come with benefits and drawbacks. The plan that is best for you will depend on a variety of taste and lifestyle considerations.

What is a Prepaid Cell Phone Plan?

A prepaid cell phone plan is a plan that is available without the need of a contract. Customers who choose prepaid plans pay for a set amount of data, minutes and texts that last for a certain period of time (e.g. a month etc.). All U.S. Cellular prepaid plans give you access to the same Smartphones, nationwide network and customer service that all their customers enjoy without the obligation of a contract, activation fee and overages as well as credit checks.

Most prepaid plans boast a variety of features, which include:

  • Never Run Out of Data with high speed data in various allotments; Unlimited 1X thereafter
  • Unlimited Talk
  • Unlimited Text (includes International)
  • No Contract
  • No Overages
  • No Activation Fee
  • Device Trade-In
  • Bring Your Own Phone

Prepaid cell phone plans allow you to communicate freely and without worry about exceeding your set limitations.

New customers who are interested in prepaid cell phone plans also have the option to purchase new or certified pre-owned (CPO) Smartphones.

Can You Bring Your Own Phone?

BYOP (Bring Your Own Phone) is a popular option among many service providers throughout the United States. With U.S. Cellular, you can bring your own phone or choose from a variety of options.

BYOP is one of the biggest benefits associated with a prepaid cell phone plan, because it means that you can sign up for an affordable cell phone plan without having to pay the additional costs associated with purchasing a brand new phone.

What is a Postpaid Cell Phone Plan?

Postpaid cell phone plans are great options if you are interested in purchasing a new phone and aren’t looking for additional features beyond basic calling and texting packages. This option involves buying into a contract and paying monthly installments against the total amount of the plan.

Beware of overage fees on postpaid cell phone plans – data can get quite expensive once you exceed your monthly limit. Basic 1 or 2GB plans with unlimited talk and text start at $60.00 per month.

Determining the right cell phone plan to suit your needs doesn’t have to be difficult. By weighing your options, carefully considering the drawbacks and benefits and taking your budget into consideration, you can make an informed and sound purchase when it comes to investing in your cell phone plan.